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My father has had this long term health care policy for a long time. He had accumulated over $150,000 in benefits. At the the age of 86 , and health starting to fail him, and finally retiring because of that, he was in need of using some of the accumulated money from...
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Anonymous
#1471755

Read the policy. You don't "accumulate" money in a long term care policy.

You pay annual or monthly premium to keep the policy active. If you lapsed the premium payment for even one month, then the policy is null and void, without recourse. It's horrible, but that's what happens when seniors get older-- they stop paying the premium, and all the years that the policy were active go up in a puff of smoke with absolutely no recourse.

Of course, a law should be implemented preventing horrible companies from doing this, but alas. There is no law against it.

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#1236135 Review #1236135 is a subjective opinion of poster.
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Genworth Health Insurance
Reason of review
Problems with payment

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